Fort Smith Real Estate Sunday Open House!!

Sunday's are a great day to preview some of the best homes in the Fort Smith Real Estate Market!  This Sunday looks to be a beautiful day to get out and see some of the nicest home the Fort Smith Real Estate Market has to offer!!  Don't forget to set your clocks back an hour.

Come and join me at 1904 Eastgate Drive, Greenwood, Arkansas from 1:00 p.m. to 3:00 p.m. Sunday, November 2, 2008.  1904 Eastgate Drive is a very well maintained home that set's itself apart from all the others in the area.  Neat, Clean, Move-in Condition, and well priced are the perfect combination to make this house your home!

For more information on this home please contact me at Ray@RayNellum.com or at 479-414-1894.  Check out all the homes for Sale in the Fort Smith Real Estate market here!  This great home is also featured on YouTube; 1904 Eastgate Drive, Greenwood, Arkansas

If you are looking to Buy or Sell a home in the Fort Smith Real Estate Market, remember "To Buy or Sell'um, Call Ray Nellum", 479-414-1894.  I am more than happy to help you with all of your area real estate needs!

 

 

 

 

 

 

 

 

 

 

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Fort Smith Real Estate Mortgage Update!!!

Think of buying a home in the Fort Smith Real Estate Market?  Great, but there are a few changes within the mortgage industry that you need to consider.  Lenders have tighten their rules and regulations across the nation, and Fort Smith Real Estate Market is NOT an exception to the rule.  Fort Smith home sales are still very good, but you should be aware of some mortgage changes as well.  Be sure to contact your lender to make sure you are getting the loan that best suits your needs!

Key Changes:

FHA: Effective January 1, 2009 – New LTV will be 96.5%.  Borrower must make a 3.5% investment. The buyer’s closing cost cannot be financed into the loan, as closing cost will not be considered in meeting the cash investment requirement.

ADFA (First Time Home Buyer): Effective Friday, October, 10th, 2008, ADFA's 1st mortgage rate will adjust regularly as market conditions change. Please contact your lender to check on the current rate. Since the rate can change at any time you can go on the ADFA website at http://www.arkansas.gov/adfa/ to find the current rate. This change is simply to bring ADFA in line with the way other investors make rate changes.

Previous Bankruptcy: New requirements extend minimum allowable time prior between file date of the bankruptcy and the date of the credit report from 24 months to 48 months.

If you are looking to Buy or Sell a home in the Fort Smith Real Estate Market, remember, "To Buy or Sell'um, Call Ray Nellum"  479-414-1894.  I look forward to helping you with all of your Fort Smith Real Estate Needs!!

 

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What is it about Warnock Real Estate??? Fort Smith Real Estate...

If I have heard it once. I have officially heard it a thousand times.  What is it about Warnock Real Estate and what makes them different??

The level of Professionalism!!!  Warnock Real Estate is a company that is dedicated to giving THE MOST PROFESSIONAL Real Estate services within the Fort Smith Real Estate area!!  It is a firm commitment that the company was founded upon.

That Professionalism is a benchmark for extraordinary customer service.  We understand that your real estate transaction is very important to you and it's our #1 Priority!!  We don't want to change the face of real estate!  We want to change your real estate frustrations into a smile!  One satisfied client at a time...

Whether you are looking to Buy or Sell real estate in Fort Smith, Van Buren, Greenwood, Alma and surrounding area's.  Give us a call.  You will see what we are about, YOU!!!

There you have it!  That's what Warnock Real Estate is all about.  No 15 page book explaining how great we are, or how much better we are than anyone else.  Just letting you know how important you and your business is to us!  Oh, one more thing to remember, "To Buy or Sell'um, Call Ray Nellum"  479-414-1894.

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Fort Smith Gets Another Historic District! Fort Smith Real Estate

Mayor Ray Baker always says, "Life's Worth Living in Fort Smith, Arkansas!"  Boy, he knows what he's talking about!  Living just got a little more historic with the recent announcement from Frances McSwain, Arkansas Historic Preservation Program Director.

“Today, Fort Smith is a city of diverse sties, including the May-Lecta-Sweet neighborhood, which has managed to maintain its historic ambience with its tree-lined streets and historic homes,” the National Register nomination says. “The neighborhood has retained its quaintness, charm and architectural character, allowing the district to stand out as an excellent example of early suburban development in Fort Smith.”

The May-Lecta-Sweet Historic District is the second Historic District in Ft. Smith.  The Belle Grove Historic District is one of the most recognized Historic Districts in the state.

The May-Lecta-Sweet Historic District has about 130 "structures" built between 1890 and 1958! The area has maintained it's historical character through the years, and the different homes have their own unique architectural design.  The entire area is very pleasing to drive through and even better to take an evening stroll.

If you or anyone you know would be interested in more information about homes available within this Historic District, or within the area please feel free to contact me at Ray@RayNellum.com.  Remember, “To Buy or Sell’um, Call Ray Nellum!!!  479-414-1894.

 

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Fort Smith Open Houses July 20th... Fort Smith Real Estate

Are you still searching for the perfect house?  Fort Smith Real Estate Market has the home you've been searching for, now!!!  You've just got to know where to look and a professional that's willing to assist your Fort Smith Real Estate needs. 

Don't waste gallons of Gas just driving around looking for signs.  I am here to make your Fort Smith Home Search easier.  That's why I've gathered some of the hottest Open House homes in the Fort Smith Real Estate Market!

These great homes will be open Sunday July 20th from 2 p.m. to 4 p.m.  Get out and view these great houses.  For additional information about these homes or any others in the Fort Smith Real Estate Market AND Surrounding Area, give me a call today at 479-414-1894.  Please feel free to email me at Ray@RayNellum.com .  Remember, "To Buy or Sell'um, Call Ray Nellum!"

Open Sunday, July 20th from 2 p.m. to 4 p.m.

516 May Ave., Fort Smith priced at $104,200 click on the thumbnails below to see the full image.

3501 Price Circle, Fort Smith that is priced @ $105,000

10700 St. Michael Court (Fianna Hills), Fort Smith priced @ $420,000

2811 South 87th Drive (Brighton Place), Fort Smith priced @ $289,000

6008 Meadow Brook Drive (Riley Park), Fort Smith priced @ $248,000.  Directions Hwy 71 to Old Hwy 71 to Meadow Brook Drive. Watch for signs

**This information is provided to you by Ray Nellum, Realtor with Ramona Roberts Realtors.

 

 

 

 

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Southfield Heights Market Report... Fort Smith Real Estate...

Southfield Heights of Fort Smith is a awesome subdivision located in in Southwest portion of Ft. Smith off of Hwy. 271 South.  All of the homes have nice lot sizes, brick exterior, and garages.  It is perfectly placed to be in short driving distances for dining, shopping, and etc.

With the subdivision being so young, there's still a lot of new construction homes that are very affordably priced.  Quality builders have helped to sparked a great interest in the area.

Below is a list of home within the subdivision that are currently listed, under contract, and that have recently sold.  If you have any questions about any of these home or other homes within the Fort Smith Real Estate Market, please feel free to contact me at 479-414-1894 or email me at Ray@RayNellum.com

St	Address	Price	Sold $	DOM	Blt	SF	BD	BA
C	700 WINDBROOK CT	163,900		394	2005	1807	3	2
C	619 TRENTON DR	157,900		118	2008	1699	3	2
C	704 HARVARD Ave	156,900		102	2005	1720	3	2
C	711 HARVARD Ave	140,000		114	2007	1571	3	2
C	8415 VICKERY LN	164,900		78	2006	1811	3	2
C	620 TRENTON DR	163,500		343	2007	1807	4	2
P	501 HARVARD .	151,515		681	2005	1665	3	2
P	716 TRENTON DR	152,985		298	2007	1645	3	2
P	709 TRENTON DR	157,635		298	2007	1695	3	2
P	705 TRENTON DR	154,380		433	2007	1660	3	2
P	717 TRENTON DR	148,300		233	0	1612	3	2
S	1019 HARVARD AVE	174,900	174,900	17	2007	1860	3	2
S	712 HARVARD AVE	142,500	142,500	40	2006	1535	3	2
S	607 TRENTON DR	155,630	151,000	279	2007	1720	3	2

 

Please feel free to contact me about any home within the Fort Smith Real Estate Market!!!  Remember, "To Buy or Sell'um, Call Ray Nellum!!!  479-414-1894.

 

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Is YOUR Agent Lazy??? Fort Smith Real Estate...

Would I DARE to go there???  Yes, I would and I will!  I have received numerous calls and emails from people about their Laze Agent.  Are there really lazy agents out there???  Are there some lazy agents in the Fort Smith Housing Market?  Heck Yeah!

I got a call and asked the lady if she was working with a Realtor and she said yes.  I told her she needed to contact her agent about more information on the home.  Well, she said, "My agent told me to look and find a home and just call the agent for information."  WHAT????

 

 

Buying a House in Fort Smith... Find Out What's Important!

Buying a house in Fort Smith is a great idea!!  Fort Smith Housing Market has so much to offer all buyers.  You want to be smart and do the right thing don't you?  Then don't just pick up a magazine and start going to see house!  That is NOT the first step.  You need to get Pre-Qualified for a loan!

What's a Pre-Qualification?  You need to know your buying power.  Getting Pre-Qualified will let you know how much you can afford, how much down payment you will need, and what how much you will need for closing costs.  It is always better to be prepared, and knowledgeable when buying in the Fort Smith Area.

Do you go car hunting without knowing how much you can afford?  Do you go and get groceries or shopping without knowing how much money you've got in the bank?  The vast majority of us will answer that No, and the same applies when looking for a house in Fort Smith.

A Pre-Qualification will set you ahead of buyers that haven't.  If you were selling your home and received two offers: 1st offer was from a buyer that hasn't been to a bank, 2nd offer is the same amount, but they've got their Pre-Qualification Letter presented with their offer.  Which would you accept?  Exactly, the one you know has the Purchasing Power!

Once you've got your Pre-Qualification, buying a house is Fort Smith is much easier.  You can be more specific when searching for homes in the Fort Smith MLS.  The important thing is that your real estate transaction goes as smoothly as possible.  This helps you get off to a better start, and you'll be able to shop with confidence.

I am very experienced with the Fort Smith Real Estate Market, as well as surrounding areas!  When buying a house in Fort Smith, it's important to find a Realtor that understands what's important to YOU.  Give me a call today at 479-414-1894 and remember, "To Buy or Sell'um, Call Ray Nellum!"

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This Is What I See... Through Buyers Eyes.

You may see a Money Pit, but I see and investment in my future.

You may see a small Living Room, but I see a place for me to relax after a long day.

You may see a dated Kitchen, but I see cooking a masterpiece for the holidays.

You may see an overgrown flowerbed, but I see planting a strong seed in the community.

You may see a yard that needs some TLC, but I see land that I can call my own.

You may see a dirty porch, but I see a perfect place for a Welcome Mat!

You may see a house that isn't right for you, but I see a place I can finally call MY HOME!!!!

I know it can be difficult to find someone to see things the way you as a Buyer may see things.  I've helped many Buyers turn a house into a HOME. 

So if you are looking to turn some dreams into a reality.  Give me a call at 479-414-1894 or visit my website at www.RayNellum.com  or email me at Ray@RayNellum.com .  I am more than happy to assist you on your path to home ownership.  Remember, "To Buy or Sell'um, Call Ray Nellum!"

 

 

 

 

 

 

 

 

 

Ray Nellum is a Realtor with Ramona Roberts Realtors!!!

 

 

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Thank A Veteran, Independence Day Revisited!!

It is so easy to get caught up in all the daily buzz with much to do about nothing.  I know, it's easy to get caught up in so many things that don't really mean that much.

This Independence Day, I saw so many happy to have an extended weekend.  Happy to be getting together with family and friends.  Happy to shoot off the fireworks!!!  All of that is great, and should be enjoy.  Did we forget the meaning behind Independence Day?  Have we commercialized it so much just like Christmas? 

All that being said, Thank A Veteran!  Our forefathers were willing to lay their lives down for our independence, our FREEDOM.  The freedom that we enjoy today is because of Veteran.  Even the ability to complain about rising Gas Prices, and Blogging (that freedom of speech thing); yes, thank a veteran.

I guess that's why I didn't post this on July 4th.  I didn't want it's meaning to me to be lost.  So today I wanted to thank the Men, Women, and the families of those that are currently serving our great country to protect all of the things we hold true and dear.  I wanted to thank the families of those that have given their lives.  I've got a Son currently serving, and I want to thank him too!!! In general, I wanted to revisit Independence Day and simply Thank You All!  Your dedication and sacrifices are appreciated!!!

Please enjoy the video!!!

 

If you are in the market to buy or sell in the Ft. Smith Arkansas Area, please feel free to contact me at 479-414-1894, Ray@RayNellum.com , and visit my website at www.RayNellum.com .  Remember, "To Buy or Sell'um, Call Ray Nellum!"

 

 

 

 

 

 

 

 

 

 

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516 May Ave. Ft. Smith, AR Open House Sunday June 29th from 2 to 4 p.m. Ft. Smith Real Estate

You ever wanted an older home, but didn't want to remodel it?  This is the perfect fit for YOU!!  I am pleased to have this beautiful and spacious home located at 516 May Ave., Fort Smith, Arkansas offered to the market at only $104,200.

The home is approximately 1,720 sq. ft. with 3 Bedrooms and 2 Baths.  It has an additional 13 x 13 room that could be converted into a 4th bedroom, office, or whatever you like!!!

 

The Kitchen has been updated with new paint and tile.  The Formal Dining Room has beautiful hardwood floors and stained glass for added character and charm.

You can enjoy anytime of the day outside on the deck with a Privacy Fenced backyard.  There's MORE!!!  You don't have to worry about buying new appliances because the Refrigerator, Washer, and Dryer STAY!!!  Enjoy the updated CH/A Unit and Duct Work.  There's a NEW ROOF to be installed as well.  Wait there's MORE!!!Need help with Closing Costs???  The seller is willing to pay up to $3,000 of Buyers Closing Costs with an acceptable offer!!!  Wow!!!

You can call me today at 479-414-1894 for your exclusive showing of this beautiful home, or email me at Ray@RayNellum.com for more information you can visit my website at www.RayNellum.com but contact me today because with all this to offer, it won't last long!!!

I am here for all of your Real Estate need.  Whether buying or selling in the Ft. Smith or surrounding areas, I am here for you!

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Open Houses Sunday June 29th 2 to 4 p.m., Ft. Smith Real Estate

 

Open Houses are being worked this weekend and you have the opportunity to get out and see some of the hottest listings that Fort Smith Real Estate!!!  has to offer.  These beautiful homes will be open Sunday June 29th from 2 p.m. to 4 p.m.  Get out and see as many as you can that fit your budget!!

2816 SOUTH 33RD ST – Fort Smith $148,900

516 MAY AVENUE – Fort Smith $104,200

3122 SOUTH 55TH ST - Hardscrabble $117,500

10700 ST. MICHAEL CT - Fianna Hills $420,000

3412 COVENTRY LANE – Fianna Trace $249,500

2811 SOUTH 87TH DR – Brighton Place $289,000

505 K ST- Barling $ 96,500  Directions: Fort Street in Barling going east-Left on "H" St to 4-way stop-Left on 9th St - Right on "K". House is on the right.

522 FINE RANCH ROAD – Alma $289,500  Directions: I-540 toward Fayetteville take Exit 24 to Hwy 282, turn right, then turn left on 282 link & then left on Fine Ranch

2705 HESTER HILL – Greenwood $249,900  Directions: HWY 71 SO. From Ft. Smith to Hester Cut Rd. Take Hester Cut to Hester Hill Dr. Turn Right & home on Left.

I will be more than help you will all of your Real Estate needs.  Please feel free to contact me at 479-414-1894 or email me at Ray@RayNellum.com  and visit my website at www.RayNellum.com

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Is Life Really Good??? Life is Good!

Sometimes Life just stinks!  Your business is suffering.  Your personal life is in the toilet.  You debate whether to fill up your gas tank or feed your family.  Is Life Really Good???  Yes it is!!!

Your life/business being good or bad begins with YOU!  It is all how you look at it.  Gas is too high!  Well you could be walking 15 miles in 95 degree heat.  Food prices are outrageous!  You could be going to bed starving every night.  The roof is leaking!  You could be living on the streets.  It's your outlook, perception, it's just how YOU look at it.  Life is Good!

Start with you:  Get up off the ground and dust the dirt off your butt.  Change your attitude and begin thinking positive.  Wake up and say "Life is Good" or whatever your motivational saying that exists at the very core of your soul.

• Believe IT:   You've got to believe the positive nourishment you're feeding your body, or else it's all null and void.  It simply won't work.  You can't fool yourself.  If you don't believe in yourself and your own philosophy, how can you expect anyone else to?  If you buy into "The Market is Horrible."  You will begin to believe it and your daily actions will be reflective of a slowing market.  Life is Good!
• Practice IT:  You've got to believe the positive nourishment you're feeding your body, or else it's all null and void.  You've got to Practice at being more positive.  It's not going to happen over night.  Yes, you can be conditioned to be negative, and so many are.  Tiger Woods is by far one of the best Golfers the world has ever seen.  Yes, he practices!  Do you think he goes up and thinks I can't make this shot???  Heck no!!!  Life is Good!
• Embrace IT:  You've got to "talk the talk, and walk the walk!"  Get away from the negative people, news, or anything that does not have a positive influence on your life.  If someone's down, lift them up.  You may need that encouragement someday.  Becoming more positive will attract more positive things into your life.  Smile!!!  You will begin to see positive things in your life and your business.  Life is Good!
• Take IT home:  You've spent the entire day being positive, and encouraging to everyone else.  You're tired, drained, and you can't give anymore.  Wrong.  Take it home!  Keep the most powerful of your positive vibes for your "Loved One's!"  They deserve it the most.  They are there for you through the good and the bad.  Don't cheat them!!  Chat, play, love, and laugh until your heart is filled with joy.  It will be much easier to jump start tomorrow.  Life is Good! 

How does this apply to Real Estate?  Simple, if your attitude and outlook is negative, then so will your business.  If you're a seller and you don't listen to your professional and make the positive changes to make your home sell, then your home will just sit on the market.  If you're a buyer and you think

you'll never find the right home, or you're always looking for something wrong in a house, you won't be able to enjoy the benefits of owning your own home.  Your life and perception are what you make it!  Make it a positive one!

Life is good my friends!!!  Now go out and live it to it's fullest.  "Shoot for the moon!  Because even if you miss, you are still among the STARS!!!"

LIFE IS GOOD!!!

****The information in this post may not be copied or redistributed without the written consent of Ray Nellum.  Welcome to the Rebirth of Ray!

 

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Testing with Windows Live Writer

Fort Smith Real Estate is taking a quick test drive of Windows Live Writer.  Thus far it seems to be very user friendly, and I am hoping it will make my blogging life a lot easier.

Visit me at www.RayNellum.com or call me at 479-414-1894.